OZELO Engine

Securing the
Next Generation

The wealth transfer is here — and most heirs leave the advisor they inherit. OZELO™ is the 7-year relationship bridge that lets you reach a client's child at age 11, and earn the next generation before the transfer ever happens.

84-month program, built & ready ~5 minutes a month Runs on your machine

The Inheritance Cliff

The assets transfer. The clients don't.

The research on heir loyalty is blunt: the relationship an advisor spent a career building rarely survives the generation that inherits it.

27%

Plan to stay

of future heirs plan to keep their benefactor's advisor — and it falls to 20% once they've actually inherited.

Cerulli, 2025

43%

Leave when happy

intend to replace their parents' advisor even when they're satisfied with the service.

Harris Poll

81%

The Gen Z exodus

of Millennial and Gen Z heirs expect to replace their parents' advisors entirely.

Capgemini World Wealth Report

28%

Never knew you

of departing heirs cite no relationship with the advisor at all — the one cause OZELO™ is built to remove.

Cerulli Associates

See what that attrition costs your book — open the ROI calculator.

The Relationship Bridge

Presence before power.

Be there years before the transfer

OZELO™ doesn't wait for the inheritance. It opens a 7-year educational arc with the heir starting at age 11 — visibility, years early.

Each month delivers an absolute-dollar growth report in your name. By the time the account legally transitions, you're not a stranger on a statement — you're the mentor who was already there.

Age 11 Age 18 7 years of trust

A finished generational asset

You're not buying a drip that might stop shipping. OZELO™ is a complete, closed-loop 84-month curriculum — every month already built, ready on day one, living securely on your own hardware.

The entry window

Calibrated for children aged 11–13 — the window that maximizes the addressable family count in any book. At 11, money stops being paper and becomes a vehicle for growth.

How it works

Five minutes a month from you. OZELO™ does the rest.

01

Onboard

Type the child's ID & name — about 60 seconds.

OZELO™ drafts the compliant pitch and the parental consent email for you.
02

Comply

Log that consent was received.

A hard gate — no curriculum can reach a child until the parent's consent is logged. Consent-gated by design
03

Run

Drop a CSV and click Dispatch — about 5 min a month.

OZELO™ scans only the handful of fields it needs and leaves the rest untouched — the bulk of your file is never read. It calculates growth, selects the right month, and sends from your own outbox, all encrypted on your machine. Nothing is ever uploaded. Encrypted on-device
04

Continue

Nothing to manage — it runs on its own.

Every issue carries two recurring features. TableTalk opens as family conversation starters for the first three years, then matures into short case studies the child reads on their own as they grow toward 18. Beyond the Ledger runs throughout — the wider lessons that build financial character beyond the numbers. All 84 months, advisor-branded, start to finish.

Curious what that effort returns? — run it on your own book.

ROI & book addressability

The math, not a promise.

3:1the lifetime-value-to-cost ratio advisors call healthy — OZELO™ is built to clear it by a wide margin

One converted heir's lifetime value is their mature AUM × your fee × the years they stay. The full 7-year program costs a fraction of what that single relationship returns.

Every client family with a child in the entry window is a future heir you can already reach — not one you have to buy. The calculator runs on your own book, with defaults set ~30% below national averages so the case under-promises.

Open the ROI calculator

Compliance by architecture

The safest place for a child's data is nowhere.

Under Quebec's Law 25, holding client data is a liability. OZELO™ removes the liability at its source: a child's data never leaves the advisor's machine.

  • Zero cloud. No central database to breach.
  • Local AES encryption. Data secured on-device.
  • Visual privacy. Automatic on-screen masking of personal information.

Privacy is built into the architecture itself — designed from the ground up to support the advisor's Law 25 and PIPEDA obligations.

Secure your legacy.

The OZELO™ Engine is the 30-year bridge your practice needs to survive the great wealth transfer. Request access and we'll walk you through it on your own book.

partner@ozelo.com